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Navigating the Consolidation Frenzy
For most ex-college students, student loans are a fact of life. Personally, I graduated with the joy of knowing that I had 3 student loans. Together they totaled close to 35,000 dollars. Monthly, I was spending close to 300 monthly on my loans and opted for a graduated plan when I consolidated at 5.5% about [...].

Cramer\’s Mad Money Stocks 09/15/06
Here\’s the list of stocks from Cramer\’s Mad Money Show for Friday, September 15, 2006. Thumbs up for these stocks……….. SHOO $38.27, MET $56.00, ALL $60.12, AIG $65.72, CAL $29.39, HPQ $36.18, PTR $107.35, BEAS $14.61, AKAM $47.18, RAD $4.76, CVS $34.74, WAG $49.96, LDG $47.68, BRCM $28.40, MRVL $19.99, CTX $53.45 (AFTER-HOURS $54.00), LEN $46.39 (AFTER-HOU.

John McCabe's Web Guides: Buying a Home After Disaster

Buy A Home After A Disaster With Government Help


by Carrie Reeder

Buying a home after a disaster seems like an overwhelming task, but the government provides some help through an FHA program, 203(h). By providing mortgage insurance to disaster victims, borrowers can finance the purchase of a home or rebuilding costs.
 

Festival of Stocks #2

Welcome to the second Festival of Stocks. The Festival of Stocks is a weekly blog carnival dedicated to highlighting the best recent posts on stock market related topics.

I am proud to present this week's best entries to the Festival of Stocks. The articles are listed by category..

Information:

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Money Market Mutual Funds

Money Market Mutual Funds accounts and rates -- Bankrate.com Money market accounts and rates information from Bankrate.com -- the Web's leading source for consumer banking information.. latest rates on money market deposit accounts and money market mutual funds

Why Your Mutual Fund Doesn't Return as Much as You Think

But not so fast. Throughout the year, the manager of the average mutual fund commonly sells 92% of his fund's stocks in an attempt to boost returns. Who pays the capital gains taxes on his giddy trading activity? You do. In fact, you'll have to pay a higher, short-term tax rate on the gains from assets the manger held for less than a year.

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Making the Market

Get something straight in your mind now - although these market makers would like you to think that they are simple 'middle men', buying from Fred and selling to Joe, while pocketing the spread between those two prices in an honest, upfront sort of way, the truth is rather more devious (not to mention complicated). The real tool that market makers use to create their own profits is embedded within that sentence. The spread. I hear you think, "I have no problem with them charging a fee for their service - everyone has to make a living, and it's only a few percent after all! ". Wrong again! The whole concept of a 'spread' allows a market maker to control the market in the same way that a shepherd controls a flock of witless sheep.

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How to Evaluate Load vs. No Load Mutual Funds

Who is selling load funds and why? Most load funds are being sold through brokerage houses, financial planners and Registered Representatives. With few exceptions, most of those folks operate on the basis of selling as much product as possible. They collect their commissions up front, as a back end charge, or both (usually in the range of 5 - 6%). Whether you make money or not is not their primary concern. What matters most to those operating under this approach is how often you buy—and thereby generate new commissions for them.

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How to research stocks
Your research should go back about two or three years. More than this is probably unnecessary but less may not give you an accurate picture. Looking at the company's quarterly statements, take special note of the revenue and earnings per share..

"You will be astounded by what your children are being taught in school!"

You will be astounded by what your children are being taught in school!

 
Sales News from DaimlerChrysler (DCX)
Following the lead of some of its peers, Chrysler Group, which is the U.S. arm of DaimlerChrysler (DCX) , is reducing its vehicle sales outlook of 2006 as it now expects to sell fewer cars than it did in 2005...(Read More).

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