The Realities Of Market Timing Now imagine that you write each return on a card, put all the cards in a hat and start drawing the cards at random. And imagine that you start with a pile of poker chips. Whenever you draw a positive return, you receive more chips. But when your return is negative, you have to give up some of your chips to *the bank* in this game. If the first half-dozen cards you draw are all positive, you'll feel pretty confident. And you'll expect the good times to continue. [More] To Help Ease The Difficulty Associated With Making Your Initial Investment Decisions, Professional Help Is Available Stock investment into slow growth industries that will always be essential are the best to invest in if you're worried about losing money in the market. Another option is the purchase of bonds, which are far less likely to lose value during a given period of time, than are stock market investments. [More] Fraud in real estate, are you being victimized? - Part I One of smoothest people around was a securities investment adviser in Santa Barbara. He got hundreds of people to invest with him because hundreds of people had already invested with him. None of them did the level of homework they should have. The few people, who did do independent research, smelled a rat and didn't invest. Many of his investors have lost their whole life's savings; the rest just lost a lot of money, but will recover. If you think I am trying to scare you, then you are absolutely right. "Money should come in rapidly and be spent very slowly." See "Fraud in Real Estate - part II" [More] How To Survive On A Student Budget There comes a time in every young person’s life where they leave the safety and security of their family’s home and venture out into the world by themselves. For most, going away to college provides enough material to fuel late night discussions with siblings . How a Call Option Works Generally, people who buy call options do so in hopes that the price of stocks or other items will rise significantly before the option to buy is up. Call options can be a great way to make money on stocks, but can carry some risk, of course..