How to Evaluate Load vs. No Load Mutual Funds If you have been dealing with mutual funds for any length of time, you undoubtedly have faced the question of which is better: Load Funds or No Load Funds. If you are new to investing, "load" simply refers to the commission paid to the broker selling the fund. "No load" means there is no commission on the purchase or sale. [More] Prospering with Mutual Funds: How anyone can “Afford” an Investment Advisor Keep in mind that markets fluctuate and starting with an advisor in the middle of a downturn will not likely yield high profits at first. However, over time, an advisor will most likely produce results better than what you would reasonably expect yourself to do, even with the advisor's modest fee. [More] 12 Tips For Getting The Most Value From The Cashflow 101 Game 10. Play it real. Change the job cards to the actual jobs that some of your Cashflow circle members has and see how different people would get out of your financial situation. Example: Job Title - Store Checkout Clerk, Salary $1,500, Taxes $300, Monthly Cashflow $150, etc. [More] Bookstore Rewards Can Pay! It seems you can’t pay for a coffee or a magazine at either Barnes & Noble or Borders without getting an offer to join their member programs. But do they actually save you money? If you shop at Borders, do sign up for its reward. All About Personal Investing In America Americans have a deep sense of security in their own domestic investing options which is partly the reason why so much financial advice is often paid for by Americans..