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Navigating the Consolidation Frenzy For most ex-college students, student loans are a fact of life. Personally, I graduated with the joy of knowing that I had 3 student loans. Together they totaled close to 35,000 dollars. Monthly, I was spending close to 300 monthly on my loans and opted for a graduated plan when I consolidated at 5.5% about [...].
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Playing the High-Stakes Biotech GameA hot-bed of activity, cancer research has attracted lot of attention. The buzzword is 'targeted drugs'. Unlike traditional forms of cancer treatment which do not discriminate between healthy and malignant cells, targeted drugs act more like smart weapons. They take on the molecular mechanisms involved in the growth of cancer without hurting the surrounding healthy tissue, and offer the possibility of making the disease a manageable, chronic condition. [More] | Start Small and Your Wealth Will Get BiggerLet's start with the savings end of the equation. If you're spending equal or more than your income each month (and most people are), then you need to slowly decrease your spending. It's easier than it seems—just start small. Each month, choose one way in which you will decrease your spending. For instance, if you go out to eat once a week, see if you can cut that down to just once or twice a month. Are you saving a whole lot? No. But you ARE saving, and that's what's important. It's also important that you don't spend more in another area of your life to “make up” or reward yourself for spending less in your chosen area. If you consistently spend less each month, you will eventually begin to make headway. This wealth creating habit will help you develop your wealth slowly but constantly. [More] | Stop Loss Order MethodsAs I have said before never buy anything unless it is going up. That same $50 stock was moving steadily higher in a rather narrow trading range. If you decide to use a 20 day moving average you will have to do the calculations either daily or weekly. You add up the closing prices for the past 20 days and divide by 20. This should be done once each week and the number calculated is your stop loss. Again nothing complicated. The steeper the advance the shorter should be the number of days for the moving average. If you are lucky enough to have one of those skyrockets you might even be down to a 5DMA. Some traders use a 50 day MA and others even a 200-day MA. Mutual funds lend themselves to the latter, [More] |
Mutual Funds Different Types Of Funds In the northern hemisphere alone, there are over 10,000 mutual funds available that investors can choose from. There are more funds than stocks. Each type of mutual fund has its own level of growth, risk, and rate of return..
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