How to Evaluate Load vs. No Load Mutual FundsWho is selling load funds and why? Most load funds are being sold through brokerage houses, financial planners and Registered Representatives. With few exceptions, most of those folks operate on the basis of selling as much product as possible. They collect their commissions up front, as a back end charge, or both (usually in the range of 5 - 6%). Whether you make money or not is not their primary concern. What matters most to those operating under this approach is how often you buy—and thereby generate new commissions for them. [More] | Why Your Mutual Fund Doesn't Return as Much as You ThinkNow let's revisit that $1,000 you invested in the average mutual fund last January. By December, you would have paid about $18 in fees and about $12 in capital gains taxes. So you lost about $30 on your $1,000 investment, not $3.70. That's about a 3% decline rather than the 0.37% drop reported recently by fund-tracking firm Lipper Inc. The 0.37% decline is the gross return of the average US stock fund and does not include taxes or fees. [More] | 5 Simple Steps: Earn an EASY ROTH-IRA MillionBefore we proceed, A couple things to please keep in mind. A ROTH IRA, while completely simple and easy for all of us to understand, is not without complexity, and each individual is different. Laws change, so always check with your financial advisors before proceeding to take action. The information contained in this journal are solely the opinions of this writer, so be sure to seek out solid financial advice before making any important decisions. Be sure to do your own research and conduct your own financial assessments prior to changing any investments or making any new financial decisions. While I welcome the opportunity to introduce you to the ROTH IRA in my own words, please make sure that you assess your retirement plans on your own, alongside those financial advisors that you trust and rely upon. [More] |
Stock Investing For Profit Stock investing is often the first thing that people think of when they hear the term investments. Obviously, stock investing is not the only form of investment available to an investor, but it is the most commonly recognized..
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“Pro-active Management is the Key!”
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